2018年2月23日 星期五

男人天生也是一個購物狂?


男人天生也是一個購物狂?

作者:標竿投資

男人同女人可能也一樣,天生是個購物狂,男人想買的股票太多,女人想買的衫和袋太多,其實大家天生都是一個購物狂,只是大家的對象不同。

說回投資,我想買的好股票也太多,研習了解愈多,想買的股票也愈多。問題來了,想買的東西無限,但錢有限。最後,我們都要返回一個最基本的問題: 不是要買得多,而是要選擇性地買,因為錢有限,投資我們便要買長遠最有增長和升值潛力的東西。

女人買一件衫之前,很少會問:「我會穿這件衫十年嗎? 可能對女人來說,穿一年也可能是太多了,下季就不流行了。

可是,男人買股票前,我會問:「我會持有這支股票十年嗎?

投資就好比婚姻,如果碰到對的人,他或她未必是最好的,但可能比較適合你,大家共同為著更美好的未來這個目標進發。投資與婚姻也是一樣,投資一家企業,你就會希望它愈做愈好,解決社會最多的需求,為消費者帶來好的消費產品和體驗,企業愈發增長,股東最後也是可以從中獲利的。

不過,在投資領域上,很少人抱有這種心態,更多人希望盡快從股票中抽水賺錢走人,然後再找下一支股票佔它便宜。 如果投資的心態和信念不同,絕對會影響你投資的心情,每天的股價變動都會像根針,隱隱地在刺痛你的屁股,令你坐立不安,買入賣出,投資變成了投機。我們也知道去賭場的,十個有八個也是垂著頭走回出來的,最開心是賭場的老闆。證券經紀忙不得大家多多炒賣,可是股票市場上這樣的人好比沙灘上的沙一樣。

這讓我想起巴菲特說到投資的本質:希望今天投下錢,在未來取回更多的錢。巴菲特在《跳著踢踏舞去上班》說到:「投資是一種現在把錢投出去,並期待將來收獲更多的過程。」對巴菲特來說這個過程不是一天兩天就到的事情,而定可能要一年兩年,甚至十年才會達到的過程。因此,巴菲特也說投資是需要恆心耐性和時間的,他說:「無論才華有多高、付出的努力有多少,有些事還是需要時間的。你不可能讓九個女人懷孕,然後寄望一個月後得到一個孩子。」正如巴菲特的老師葛拉罕也提醒我們:要投資,不要投機。依我說:投機去賭場更好了。

我跟太太說:「我也想買多些股票,可惜我的錢有限呀。」

太太說:「 未來你會有更多的,因為你選擇了正確的對象。」

我說:「 你才是最聰明的。 」


最大的貧窮不是沒有錢,而是沒有上進努力學習的心,和堅持對的事的決心。



6 則留言:

  1. Student says:

    Late80's Sir,

    Kung Hei Fat Choi! ^_^

    I agree to "buy and hold" "relatively" the "best" stocks for long run investment ...

    ... but history tells us that "best" enterprises can go worse, e.g. 005.HK; 008.HK; 330.HK; 494.HK; etc. ...

    ... so, my opinion is to add "stocks switching" in my long run investment portfolio "when necessary" ... though in no doubt it will depends on individual investor's "knowledge and judgement" ... while I think "knowledge and judgement" are essentials to success.

    Student learns from the market.

    I wish you have a prosperous year. ^_^

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    1. Kung Hei Fat Choi! ^_^

      it is sad if someone buy 008.HK; 330.HK; 494.HK; etc. ... and hold to now.

      how about if someone hold 0003 0823 0002 1299 0011 0700 2388 02313 0669 0052 0066 etc till now...

      haha, as Peter Lynch said: Investment will be ok in a long run if good things are more than bad things.

      I wish you have a prosperous year too.

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    2. Student says:

      Late80's Sir,

      Yes, I agree with "if good things are more than bad things" in an investment portfolio, the investor will ultimately be a wealthy man. But I can't imagine an individual investment beginner (or even a sophisticated investor) can buy a certain "best" stocks "right at the beginning".

      Since few years ago I began my investment portfolio of certain stocks and hope to "hold" them in the long run, receiving dividends and making re-investment.

      But as time goes by, knowledge (,experience and judgement as well) will be built up ... and some "relatively better" stocks/industries may be entered into the market and awared by me ... so I find that I have to consider to do "stocks switching" in order to modify the portfolio, not at short term thinkings.

      My portfolio is always fully loaded, with idle cash 1~2% only. I just want to make long run investment, receiving dividends and re-investing ... but with "stocks switching" when necessary.

      Good Good Luck and Good Night!

      ^_^




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  2. 標竿兄 新年快樂,祝身體健康,新年進步,大吉大利!

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